What we do
Institutional investors
Equity products
AI Co-Investment Facility
Cleantech Co-Investment Facility
Impact investing at the EIF
Climate & Infrastructure Funds
Technology Transfer
European Angels Fund (EAF) - Co-investments with Business Angels
Venture capital
The Social Impact Accelerator (SIA)
Lower mid-market
Mezzanine Facility for Growth
EFSI Equity instrument
Single EU Equity Financial Instrument
COSME - Equity Facility for Growth
InnovFin Equity
Private equity secondary market transactions
EIF-NPI Equity Platform
ESCALAR Programme
Debt products
New ESIF ERDF Guarantee Fund initiative in Greece
EFSI Private Credit Programme
AGRI Guarantee Facility
AGRI Italy Platform Uncapped Guarantee Instrument
Credit enhancement
Cultural and Creative Sectors Guarantee Facility (CCS GF)
ENSI - Securitisation Initiative
Erasmus+ Master Loan Guarantee Facility
Skills & Education Guarantee Pilot
EREM debt products
Single EU Debt Financial Instrument
Documentary Finance Facility – Bulgaria
The SME Initiative
The SME Initiative Bulgaria
The SME Initiative Finland
The SME Initiative Italy
The SME Initiative Malta
The SME Initiative Romania
The SME Initiative Spain
Inclusive finance
EaSI Financial Instruments
EaSI Capacity Building Investments Window
EaSI Guarantee Instrument
EaSI Funded Instrument
European Progress Microfinance Facility
Entrepreneurs supported through Progress Microfinance
European Fund for Strategic Investments (EFSI)
How does EIF contribute to EFSI
How to apply for EFSI financing
Regional Development - Country and sector-specific initiatives
Normandie Garantie Agri
FAIRE - La Réunion
Auvergne Rhône-Alpes FEADER
Recovery Equity Fund of Funds of Bulgaria
Fons d’Inversió en Tecnologia Avançada (FITA) Catalonia
Dutch Future Fund (DFF)
Dutch Alternative Credit Instrument (DACI)
PORTUGAL BLUE: a new initiative for blue economy investments
JEREMIE Greece Reflows – Business Angels’ Co-Investment Equity Instrument
German Corona Matching Facility (CMF)
Portugal Growth programme
Central and Eastern European Technology Transfer (CEETT)
Croatian Growth Investment Programme (CROGIP) II
Croatian Growth Investment Programme (CROGIP)
Croatian Venture Capital Initiative 2 (CVCi 2)
AGRI Italy Platform Uncapped Guarantee Instrument
ALTER’NA – ESIF EARFD Nouvelle-Aquitaine
Baltic Innovation Fund 1 (BIF 1)
Baltic Innovation Fund 2 (BIF 2)
Central Europe Fund of Funds (CEFoF)
Croatian Venture Capital Initiative (CVCi FoF)
Competitiveness Fund-of-Funds for SMEs in Romania
The Cyprus Entrepreneurship Fund (CYPEF)
Deep and Comprehensive Free Trade Area Initiative East Guarantee Facility (DCFTA)
EU4Business Capped Guarantee
Dutch Growth Co-Investment Programme
Dutch Venture Initiative (DVI-II)
ESIF Fund-of-Funds Greece
EAFRD FoF Portugal
EAFRD FoF Romania
The ERP-EIF Facility
ERP-EIF Co-Investment Growth Facility
The LfA-EIF Facilities
The German Future Fund (GFF) - EIF Growth Facility
INAF – French National Agricultural Initiative
ESIF Energy Efficiency and Renewable Energy Malta
Regional Fund-of-Funds Romania
ESIF Fund-of-Funds Czech Republic
The Silesia EIF Fund of Funds
La Financière Région Réunion
The EIB Group Risk Enhancement Mandate (EREM)
Call for Expression of Interest for FOSTER II
Greater Anatolia Guarantee Facility (GAGF)
G43 - Anatolian Venture Capital Fund Project
InvestBG Equity Instrument
Romania Recovery Equity Fund of Funds
JEREMIE Romania Reflows – Equity Instrument
Luxembourg Future Fund 1 (LFF)
Luxembourg Future Fund 2
Mezzanine 'Fund of Fund' for Germany (MDD)
NEOTEC resources
Polish Growth Fund of Funds (PGFF)
Portugal Venture Capital Initiative (PVCi)
Scottish-European Growth Co-Investment Programme
Slovene Equity Growth Investment Programme (SEGIP)
Swedish Venture Initiative (SVI)
Turkish Growth and Innovation Fund (TGIF)
Western Balkans Enterprise Development & Innovation Facility (WB EDIF)
EAFRD FoF Greece
Irish Innovation Seed Fund (IISF)
RRF Czech Republic Fund of Funds

S&E Guarantee Pilot: Joanita Mateus


Data analytics is a field which is growing rapidly, particularly with the development of artificial intelligence and machine-learning. “There’s a lot of demand for expertise in this field,” says Joanita Mateus, 39, from Lisbon.

Joanita holds a degree in educational psychology and used to work with children with disabilities, but with the onset of the pandemic and the ensuing economic crisis, she had to switch jobs and moved to a back office position at a supermarket chain. “We had a team working with analytics and data and I worked with them a lot. I was very interested in their work and liked what they were doing. That was when I decided to take a course in data analytics. I felt the need to renew my skillset, reset and go for a career change.”

Looking online, Joanita found a data analytics bootcamp at Ironhack, and turned to the Jose Neves Foundation for support to finance her endeavour. With EU-guaranteed financial support from the Foundation (ISA FJN), backed by the EIF, Joanita was able to pursue her plan. “It’s better than a normal loan because repayment starts only after I find a job,” she explains.

Bootcamp ran for two months in the summer of 2021. “It was a very intense experience. I had to work full-time, 8-hour days, running many projects, but it was very interesting. It gave me lots of skills I didn’t have before,” she adds. “Everybody in the family helped me during that period. Luckily, my daughter is older now so she’s more independent. Naturally, I had some doubts about switching jobs, but I was confident at heart. Of course I was also afraid; one day you feel confident, the next you wonder ‘oh my god, what did I do?’ But I felt it was the right thing to do, right from the start.”

And she probably wasn’t wrong. By November, Joanita had started a new job with a data analytics company. “It’s better paid, better benefits, better working conditions and most importantly, I can work from home, which wasn’t possible before,” she says. While her new skillset has opened up this new career opportunity, Joanita is very conscious that learning never really ends in this field. “I want to grow in this job, and while bootcamp gave me a great skillset, I still need to learn many tools on the job. In this area, you need to be up-to-date, constantly updating your skillset. There are always new tools because technology moves fast – and that’s exciting. Now I’m learning a lot, gaining experience, but, with time, I hope to be in position to analyse data and build a story around it and find myself in a more client-facing position.”

Location: Lisbon, Portugal

Financial IntermediaryJose Neves Foundation

Beneficiary: Joanita Mateus

Course: data analytics

Institution: Ironhack Lisbon

EIF financing: Skills & Education Guarantee Pilot

For further information about EIF intermediaries in Portugal, please refer to: http://www.eif.org/what_we_do/where/pt


Our website uses anonymised cookies to give you the best browser experience and to collect aggregated statistics.

This does not include online advertising cookies.

or Manage cookies >

Note: Following the recent withdrawal of the United Kingdom from the European Union, we are updating the relevant EIF.org pages.


Copyright ©

 European Investment Fund   – The European Investment Fund is not responsible for the content of external internet sites.