Europe’s future depends on its ability to innovate. Competition with the US and other major economies is tough as expenditure on R&D and innovation keeps growing and industry moves towards digitalised methods of production. In 2015 alone, the EIB Group - European Investment Bank (EIB) and European Investment Fund (EIF) - supported innovation and skills with EUR 18.7bn of loans in Europe, EUR 16.13bn of which were provided by the EIB and the remaining EUR 2.54bn by the EIF.
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