EIF Working Paper 107/2025
The economic impact assessment of the COSME Loan Guarantee Facility: evidence from Belgium, France and Italy.
Investing in growth
The importance of creating and maintaining a healthy foundation upon which local, regional and global businesses can grow and prosper is paramount to the economic health and prosperity of Europe.
"Our financing helps businesses to start, to thrive, and to survive."
Competitiveness and growth is one of our Public Policy Goals (PPGs), which - since 2020 - are guiding EIF's activity. Our efforts in support of EU priorities take the form of thematic interventions with clear policy targets.
Our impact in 2025
To tackle today’s global challenges, Europe needs the tools, capital and environment to scale, compete and make its voice count.
In 2025, the EIF committed €4bn to growth, helping entrepreneurs and small businesses access the finance they need to strengthen Europe’s competitiveness, resilience and economic sovereignty. By working with partners across the market, we helped build a stronger landscape for businesses to grow — right here at home.
Read the full Annual Report to explore the EIF’s impact on growth in 2025.
A deeper look
Three areas of competitiveness & growth
Take a closer look at some of the areas we invest in within the competitiveness & growth world and dive in deeper.
How do we do it?
Our products
Here at the EIF we offer a range of financial solutions aimed at fostering competitiveness & growth. Here is a selection of our products. Or you can choose to view our entire product catalogue.
Growth in the news
Latest press releases
Key publications