Kapso Metalworking: A garage start-up

Kapso Metalworking grew from a small family garage workshop into a thriving business specialising in metalworking solutions. To support its expansion, founder Ján Kováčik secured financing from ČSOB, backed by the EIF through the EU’s Investment Plan for Europe. This funding enabled the company to move into a larger facility, enhancing its operations and market competitiveness.

From a garage workshop to a growing business

A good idea and professional skills are the key factors in building any business. However, without a strong financial background an idea often fails to materialise. After graduating from vocational school, Ján Kováčik took over the family business from his father and initially continued to run the company from the family home. He transformed the garage into a workshop, hired qualified locksmiths and, with growing interest from customers, gradually expanded the company portfolio. Ultimately, the need for larger premises forced him to address two issues: finding suitable premises and access to financing to pay for them.

Thanks to long-term cooperation, positive experience and the personal approach, ČSOB was the only bank I considered. ”

- Ján Kováčik

Securing the right financial partner

In order to support his business plan, Ján turned to ČSOB. “Thanks to long-term cooperation, positive experience and the personal approach, ČSOB was the only bank I considered,” he explains. Ján particularly appreciated the availability and the terms and conditions of the loan that he received.

EIF-backed loan to fuel business expansion

With the business loan from ČSOB, guaranteed by the EIF under the EU’s Investment Plan for Europe, Ján Kováčik could afford to buy property inside the former factory site of a bridge building company. He invested some of the funds in expanding his activities to include the sale of grates, perforated sheets and related products. As a result, the competitiveness of his company significantly improved, allowing Kapso Metalworking to build a reputation of being a trustworthy company that upholds agreements and deadlines, while maintaining quality of output at the highest level.