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More information on the InvestEU CCS Guarantee

The Cultural and Creative Portfolio Guarantee Product is one of the six InvestEU portfolio guarantee products, and the successor of the CCS Guarantee Facility, supporting small businesses across the EU in the cultural and creative sectors.

Considering the specific challenges of entrepreneurs in this field - such as the lack of collateral, or the high initial upfront costs of production - our guarantee aims to enhance access to affordable finance and to mobilise further investments in European projects.

Culture counts. This is why we are supporting a thriving, agile and creative ecosystem, consolidating its resilience and allowing it to adapt to challenges ahead.

Check out the product calls and scroll down for more resources on the CCS.

Here the lists of CCS Financiers, CCS Prizes and CCS tax credits and exemptions as of 10 February 2023.

Market study

CCS – A sector to invest in

This study focuses on the Cultural and Creative Sectors (CCS), divided into 8 subsectors based on cultural values and creative expressions. It highlights the need to better define CCS and its economic impact, covering activities like creation, production, dissemination, and preservation of cultural goods and services, along with related areas such as education and management.

Country fiches

The CCS market across the EU member states

The report includes market fiches for 29 countries (the 27 EU Member States, plus Norway and Iceland), complementing the EU CCS market analysis. These fiches offer country-specific data and public funding information, while broader market trends are covered in the main analysis document.

Assessing CCS loan applications

A guide for financial intermediaries

This guide helps financial intermediaries assess loan applications from CCS SMEs. It has 3 stages: Origination (raising awareness and defining subsectors), Underwriting (assessing funding needs, risks, and cash flow), and Closing/monitoring (using a risk dashboard for ongoing monitoring).

Finding the right CCS financing

A guide for small businesses

Aimed at small businesses in Europe’s cultural and creative industries, this guide explains financing options, what banks need for loan approval, and how SMEs can prepare to pitch and complete loan applications. It covers sectors like audiovisual, heritage, publishing, arts, architecture, and education.