Investment into research and innovation is a crucial driver of productivity and economic growth - and is essential to maintaining the EU's global competitiveness. Yet, a persistent investment gap remains in both the spheres of innovation as well as digitalisation.
The Innovation & Digitalisation Guarantee aims to improve Europe's adoption of innovation and digital technologies to strengthen the employment landscape, productivity and prosperity of Europe.
The product is funded by the EU's flagship initiative InvestEU, and has also been further supported by an InvestEU Member State Compartment contributions from Greece, Portugal, and Spain.
Mandator
MS-Compartment
The following summary is only indicative. For full information please refer to the Call documents below.
Product details
Compare with other guaranteesApplication deadline
Country or region
Focus
New or improved products, processes or services; Intangible assets; R&I intensive enterprises; R&D and fast-growing enterprises; Innovative business models; Supply chain management; Product/service innovations; Customer relationships; Business development; Cybersecurity & data protection; Internal processes; Digital skills, training & upskilling; Digitalisation of enterprises.
Objective
Enhance access to finance to R&I intensive SMEs and small mid-caps as well as support the uptake of digital technologies and digital transformation of enterprises.
Guarantee terms
Benefits for recipients
Type of instruments
Max (counter-)guarantee rate
Max cap rate
Guarantee fee
Consistency with state aid
YesLending features
Type of financial intermediary
Target final recipients
Maximum debt principal amount
€7.5m iDebt financing maturity range
Growth stage
How to apply
The EIF selects financial intermediaries based on a call for expression of interest and a standard selection process including due diligence. Read the call documents below and apply by:
30 June 2027
The EIF may determine that the deadline will end on an earlier date depending, inter alia, on the availability of the budgetary resources. Any change in the deadline will be announced officially on this web page.