Credit Rating

EIF benefits from AAA-ratings, which is annually assessed by Fitch, Standard & Poor's and Moody's.

EIF has also the status of a Multilateral Development Bank which allows financial institutions to apply a 20% risk weighting under Basel 1 and a 0% risk weighting under Basel 2 to assets guaranteed by EIF (according to the EU Capital Requirements Directive).

This excellent rating is based on EIF’s:

• Strong capital standing - increased in 2007 by 50% to EUR 3bn
• Debt-free balance sheet
• Highly credit-rated shareholders 
• Multilateral development bank status
• Strong governance - effective system of risk management and monitoring and the high quality of its staff.

For more information download EIF's rating reports (PDF, last update 2009) :