EIF for SMEs

You are an entrepreneur or a SME looking for finance ...

EIF can help you only indirectly. EIF does not provide direct funding or grants to SMEs or individuals. EIF indirectly supports SMEs by working with a wide range of financial intermediaries (banks, guarantee, microfinance institutions, private equity and venture capital funds, etc) that provide a wide range of financial products to SMEs, such as:


The EU supports individuals facing uncertainty in the job market who wish to set up their own micro-enterprise or opt for self-employment through the European Progress Microfinance Facility. If you are a (future) entrepreneur or a micro-enterprise with up to 10 employees and are looking for a micro-loan below € 25.000 you can get further information from a  microfinance provider in your country participating in the Facility and acting as EIF intermediary. The EIF does not provide direct financing to entrepreneurs. The financial intermediary will inform you about specific application requirements and procedures, varying accordingly to each local market. You can benefit from more than one micro-credit under the initiative.


The European Union supports financing for SMEs to help their business start up or grow through a wide range of programmes. Please refer to our webpage where to access finance and select your country to find the contact details of all local banks and microfinance instiutitons providing loans to SMEs under agreements signed with EIF.


If you are an entrepreneur and are looking for investors, we suggest that you submit your investment proposal and business plan to the fund management companies with which we have signed a partnership agreement. Please refer to our webpage where to access finance and select your country to find their contact details.

Other sources of EU finance
This multilingual website http://europa.eu/youreurope/business/funding-grants/access-to-finance will help you to apply for further sources of loan and equity finance supported by the European Union.


Copyright ©

 European Investment Fund 2015 – The European Investment Fund is not responsible for the content of external internet sites.