Skills, education and training are drivers of growth, competitiveness and social convergence. Insufficient financial resources are a major barrier to accessing education and training and leads to unequal opportunities for education and access to the labour market.
The InvestEU Skills & Education guarantee aims to support multiple players within the ecosystem to not only level up their resources but also to enable a clean shift towards a climate neutral Europe and digital transformation which requires new digital and “green” skills.
Mandator
The following summary is only indicative. For full information please refer to the Call documents below.
Product details
Compare with other guaranteesApplication deadline
Country or region
Focus
Students, learners, employees, educational programmes, training, green and digital skills, qualifications, apprenticeships, upskilling and reskilling, student housing and financing, student entrepreneuship, certification, accreditation.
Objective
Enhanced access to finance for individuals and small enterprises investing in education, training, and upskilling, especially in digital and green skills.
Guarantee terms
Benefits for recipients
Type of instruments
Max (counter-)guarantee rate
Max cap rate
Guarantee fee
Consistency with state aid
YesLending features
Type of financial intermediary
Target final recipients
Maximum debt principal amount
€30k or €2m iDebt financing maturity range
Growth stage
How to apply
The EIF selects financial intermediaries based on a call for expression of interest and a standard selection process including due diligence. Read the call documents below and apply by:
30 June 2027
The EIF may determine that the deadline will end on an earlier date depending, inter alia, on the availability of the budgetary resources. Any change in the deadline will be announced officially on this web page.